Terms of Use

Effective Date: September 6, 2026

These Terms of Use (“Terms”) govern your access to and use of SBALoansFor.com, including its content, tools, forms, applications and related services.

By accessing the website or submitting information through it, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website or submit information through our forms.

About SBALoansFor.com

SBALoansFor.com provides educational information about SBA financing and helps business owners explore potential financing options and connect with independent participating lenders or financing providers.

SBALoansFor.com is not:

• A bank
• A direct lender
• A government agency
• The U.S. Small Business Administration
• Affiliated with or endorsed by the U.S. Small Business Administration
• A financial, legal, accounting or tax advisor

SBALoansFor.com does not make credit decisions, approve applications, set loan terms, issue funds or guarantee that financing will be available.

Financing is provided by independent third-party lenders and financing providers. Each provider establishes its own eligibility requirements, underwriting standards, rates, fees, terms and approval criteria.

Eligibility to Use the Website

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use this website.

If you use the website on behalf of a business or other organization, you represent that you have authority to act on its behalf and provide the requested information.

The website is intended for individuals and businesses located in the United States. Financing products may not be available in every state or jurisdiction.

No Guarantee of Approval or Funding

Submitting a request or application through SBALoansFor.com does not guarantee:

• Approval
• Prequalification
• A financing offer
• A particular loan amount
• A particular interest rate
• Specific repayment terms
• Acceptance into an SBA loan program
• Funding by any lender
• Funding by a particular date

All financing decisions are made by independent lenders or financing providers based on their underwriting standards and applicable SBA program requirements.

Available products, amounts, rates, fees, repayment terms and eligibility requirements vary according to the provider, applicant, business, credit history, intended use of funds and other factors.

Information Is Not Financial or Legal Advice

The content provided on SBALoansFor.com is for general informational and educational purposes only.

Nothing on the website should be considered:

• Financial advice
• Legal advice
• Accounting advice
• Tax advice
• Investment advice
• A commitment to lend
• A financing offer
• An endorsement of a particular lender or product

You should consult qualified financial, legal, accounting and tax professionals before making significant business or financing decisions.

Although we attempt to provide useful and accurate information, SBA programs, lender requirements, interest rates, fees and regulations may change. You should verify current program information directly with a participating lender, Certified Development Company or the U.S. Small Business Administration.

Financing Requests and Applications

When you submit a financing request, you authorize SBALoansFor.com to use the information provided to:

• Review your request
• Identify potentially relevant financing options
• Share your information with participating lenders or financing providers
• Allow providers to contact you about your request
• Request additional information or documentation
• Facilitate communications concerning potential financing

Submitting information through SBALoansFor.com does not create a lender-borrower relationship between you and SBALoansFor.com.

Any lender-borrower relationship will be established directly between you and the financing provider under separate agreements.

Accuracy of Submitted Information

You agree to provide information that is current, complete and accurate.

You may not submit:

• False or misleading information
• Information belonging to another person without authorization
• Fraudulent financial records
• Altered or fabricated documents
• Information for an unlawful purpose
• An application on behalf of a business you are not authorized to represent

You are responsible for reviewing information before submitting it and promptly correcting material inaccuracies.

Providing false information may result in the rejection of your request, suspension of access, referral to appropriate authorities or other legal consequences.

Credit Authorization

SBALoansFor.com does not independently obtain your credit report unless you are presented with and agree to a separate authorization permitting that action.

A participating lender or financing provider may request authorization to obtain consumer or commercial credit reports, verify financial information or conduct other underwriting activities.

Before a credit inquiry is performed, review the lender’s disclosures and authorization language carefully. Credit inquiries may affect your credit score depending on the type of inquiry and reporting agency.

Electronic Communications

By submitting your email address or telephone number, you consent to receive communications concerning your request from SBALoansFor.com and participating financing providers.

Communications may include:

• Telephone calls
• Emails
• Text messages
• Requests for documentation
• Application updates
• Financing information
• Service-related notices

Where required by law, calls or text messages using automated technology will be made only after you provide the applicable consent.

Consent to receive marketing communications is not a condition of obtaining financing. Message and data rates may apply.

You may unsubscribe from marketing emails through the link provided in the message. You may opt out of text messages by replying STOP or following the instructions provided.

Opting out of marketing messages will not prevent necessary communications concerning an active request, application, transaction, security matter or legal obligation.

Electronic Records and Signatures

You agree that electronic communications, disclosures, authorizations and records may satisfy any legal requirement that information be provided in writing.

When an electronic signature or consent is requested, your electronic action may have the same legal effect as a handwritten signature.

You are responsible for maintaining a valid email address and the equipment necessary to access electronic records.

Independent Third-Party Providers

Lenders, brokers, financing companies, Certified Development Companies and other providers accessible through the website are independent third parties.

SBALoansFor.com does not control and is not responsible for:

• A provider’s underwriting decisions
• The accuracy of a provider’s statements
• Rates, fees or repayment terms
• Application processing times
• Credit inquiries
• Approval or denial decisions
• Funding delays
• Servicing activities
• Collection practices
• Provider websites
• Provider privacy or security practices
• Any agreement between you and a provider

You are responsible for reviewing all financing offers, disclosures and agreements before accepting a product.

No Endorsement

The inclusion of a lender, financing provider, link, advertisement, product or service on the website does not constitute an endorsement or guarantee.

You should independently evaluate any provider and confirm that it is appropriately licensed or authorized to offer the applicable product in your jurisdiction.

Permitted Use

You may use SBALoansFor.com only for lawful personal or business purposes related to learning about or requesting commercial financing.

You agree not to:

• Violate any law or regulation
• Misrepresent your identity or authority
• Submit fraudulent applications or documents
• Interfere with website security or operation
• Attempt to access restricted systems or data
• Introduce viruses, malicious code or harmful technology
• Scrape, copy or harvest website data without permission
• Use automated tools to submit forms or create excessive requests
• Reverse engineer website software or functionality
• Impersonate another person or business
• Use the website to transmit unlawful, threatening or misleading content
• Use website content to create a competing database or service
• Violate the intellectual-property rights of SBALoansFor.com or others

We may restrict or terminate access if we believe the website is being misused.

Intellectual Property

The website and its content—including text, graphics, logos, icons, photographs, designs, software, page layouts and other materials—are owned by or licensed to SBALoansFor.com and are protected by intellectual-property laws.

You may view and use website content for your own informational and legitimate business-financing purposes.

You may not reproduce, distribute, modify, publish, sell, license, display or commercially exploit website content without prior written permission.

All third-party names, trademarks and logos belong to their respective owners.

Privacy

Your use of the website is also governed by our Privacy Policy:

https://sbaloansfor.com/privacy/

By submitting information, you acknowledge that it may be collected, used and shared as described in the Privacy Policy.

Website Availability

We may modify, suspend or discontinue any part of the website at any time without notice.

We do not guarantee that:

• The website will always be available
• The website will be free from errors
• Defects will be corrected immediately
• Information will always be current
• The website will be free from viruses or harmful components
• A submitted request will reach every potential financing provider

We may perform maintenance, change website features or restrict access when reasonably necessary.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

SBALoansFor.com disclaims all express and implied warranties, including warranties of:

• Merchantability
• Fitness for a particular purpose
• Accuracy
• Availability
• Noninfringement
• Security
• Eligibility for financing
• Approval or funding

We do not warrant that the website, content, financing options or third-party services will meet your expectations or business needs.

Some jurisdictions do not allow certain warranty exclusions, so portions of this section may not apply to you.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SBALoansFor.com and its owners, officers, employees, contractors, affiliates, service providers and representatives will not be liable for indirect, incidental, special, consequential, exemplary or punitive damages arising from:

• Your use or inability to use the website
• A financing request or application
• A lender’s decision
• The terms of a financing product
• Loss of profits, revenue, data or business opportunities
• Unauthorized access to information
• Third-party websites or services
• Errors or omissions in website content
• Delays in processing or funding

Nothing in these Terms excludes liability that cannot legally be excluded or limited.

Indemnification

To the extent permitted by law, you agree to defend, indemnify and hold harmless SBALoansFor.com and its owners, officers, employees, contractors, affiliates and representatives from claims, losses, liabilities, damages and expenses arising from:

• Your violation of these Terms
• Your misuse of the website
• Information or documents you submit
• Your violation of applicable law
• Your infringement of another party’s rights
• Fraudulent or unauthorized activity conducted through your account or contact information

Governing Law

These Terms are governed by applicable federal law and the laws of the state in which the company operating SBALoansFor.com is organized, without regard to conflict-of-law principles.

Any dispute that is not subject to another enforceable agreement must be brought in a court with appropriate jurisdiction, unless applicable law requires otherwise.

Changes to These Terms

We may revise these Terms periodically to reflect changes to the website, services, business practices or legal requirements.

Updated Terms will be posted on this page with a revised effective date. Your continued use of the website after updated Terms are posted constitutes acceptance of those changes.

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect. The invalid provision will be enforced to the greatest extent permitted by law.

No Waiver

A failure to enforce any provision of these Terms does not waive our right to enforce it later.

Entire Agreement

These Terms and the Privacy Policy constitute the agreement between you and SBALoansFor.com concerning your use of the website.

Separate terms provided by a participating lender or financing provider govern your relationship and transactions with that provider.

Contact Us

Questions about these Terms may be submitted through:

https://sbaloansfor.com/contact/

Submitting an application does not guarantee approval or funding.